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Chinese New Year traditions

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Chinese New Year traditions


The Chinese New Year was probably the most beautiful, colourful, and significant of all the traditional holidays. The Chinese used this occasion to congratulate one another and themselves on making it through another year, to say goodbye to the previous one and welcome the new one. 


There are several traditions associated with Chinese New Year, going from little domestic ceremonies to significant public celebrations. Every little detail and tradition now plays a significant and essential role in Chinese culture.

 Here are some CNY traditions:

  1. Cleaning: A week before the New Year, families usually gather together to clean their homes thoroughly to symbolically sweep away bad luck and make room for good luck.
  2. Decorations: Red decorations, such as lanterns, banners, and posters, are used to decorate homes and streets. The colour red is considered lucky in Chinese culture and is believed to ward off evil spirits.

  3. New Year's Eve dinner: A family reunion dinner is typically held on New Year's Eve where they will have Yee Sang. Yee Sang is a salad made with different vegetables, salmon, dumpling wrappers and seasoned with hoisin sauce and other condiments. The salad in itself is delicious, but it is also part of a ritual that families love. The salad plate is placed on the middle of the table and everyone is supposed to take their chopsticks and toss it up in the air. People will try to toss it as high as possible to attract good fortune. So toss it as high as you canlah to attract fortunes 😂


4. Angpao: Everyone loves angpao. Well, will you be receiving the angpao or giving the angpao? Usually married adults give red envelopes filled with money to unmarried children and teenagers as gifts, which is a way to give blessings and good luck.

5. Lion and dragon dance: Lion and dragon dances, which are performed by teams of dancers wearing elaborate lion or dragon costumes, are a traditional and colourful way to celebrate Chinese New Year.


6. Giving visits: People will visit their families, friends and neighbours to exchange greetings and good wishes during Chinese New Year. Another good thing for the singles, kids are more ANGPAO 😂


The rabbit is the symbol of longevity, peace, and prosperity in Chinese Culture, thus 2023 is predicted to be a year of hope! Overall Chinese New Year is a time for families to come together, to celebrate, and to reflect on the past year while looking forward to the new one. 


So, how are you celebrating Chinese New Year this year? Whatever the rituals, feasts, or parades are, the most important thing is that everyone comes together in harmony and expresses gratitude for the year that has passed, the new opportunities, and the people who have always been there with you on this great journey. Well I hope you hop hop throughout the rest of the year like a rabbit! 🐇🐇



Cheers & Gongxi Fa Cai!🧧

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What is BD Tenant Profiling?

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Do you own, or do you rent a property?

Oftentimes a tenant is hard to identify. 


The barrier of a tenant/landlord relationship is like strangers on tinder that met for the first time. So many questions, but yet so personal. Just like on Tinder, both parties have to make an effort to get to know each other, ask the right questions, establish clear expectations, and build a sense of trust. It's important for both the tenant and the landlord to be upfront about their needs, concerns and expectations to ensure that their relationship runs smoothly.


A tenant profile is THE WAY to break the barriers.

Your tinder is Agent, and your date is the Landlord.


People rent for many reasons, such as studying, job relocation, financial planning, etc. A tenant profile is a tenant’s passport. A quick glance at a profile generated by a simple process verifies your identity. Send to potential landlords to reduce the back and forth between your agents. 

BlueDuck Tenant Profile serves as a unified profiling that is recognised by Malaysia’s landlord. All you need to do is to fill up the details.


You can watch the video here: How to purchase Tenant Profile in BlueDuck website?


Here’s the gateway to freedom:


1. Go to www.blueduck.my/tenantprofilesignup



2. Update your personal details like IC copies, employment details and 




3. Decide your emergency contact - will it be your spouse? Parents? Siblings?




4. Decide on a package - You can choose only Tenant Profile, or Tenant Profile with Zero Deposit package. (You may leave this out if you have yet to find your desired house.)




5. Finally make payment via your online banking


          


A tenant profile is a passport to enter your desired home. With that you get to retrieve your CTOS report. CTOS’ core function is to collect and process credit information about individuals’ and businesses’ borrowings and repayments and provide this information to credit grantors. It typically includes information about the tenant's employment, income, and credit history.


A healthy credit score shows how responsible and diligent you are about paying your bills, which significantly reflects your reputation as a borrower (tenant). A bad credit score would indicate a poor payment record, and few banks and lenders would take the risk of doing business with you if your credit score is on the low side



Well, do you have a healthy score? When was the last time you checked your credibility?

If you buy the individual application to CTOS, the price is RM26.50. But with BlueDuck Tenant Profile, it is only at the cost of a boba, which is only RM15?! You may not purchase the insurance package before finding your desired house, no problem!


You have the option to purchase a tenant profile through the BlueDuck system with inclusive your CTOS report!Time is precious.

Apply one time, and this shall be valid for your next 11 months tenancy! 😉


For more reach out to hello@blueduck.my or drop us a WhatsApp at bit.ly/heyBD.



Cheers!

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Pop the Champagne 🥂! Celebrate with us! 🎉

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Pop the Champagne! Celebrate with us!


Happy New Year guys! 2022 was a year of some really amazing moments and also some really challenging moments. Despite the challenges, we are still here! We would like to take this moment to thank everyone for your support over the last year and look forward to your continued support!


Throughout the year, we have achieved a few milestones, which are MoU with Vendfun, MoU with Koha Digital, had a successful event with OCR Group launching their YOLO signature suite, joint organisation Reapfield Properties, joint organisation with Atlantis City group + Rumah-i, winners of the Selangor Accelerator Program (SAP), top 3 of BNM x 1337 Ventures Alpha Startups™️ MyFintech Week, and also had the opportunity to explore and learned from the leading startup hub in Vietnam.


  1. BlueDuck MoU with Vendfun


 

MoU Signing ceremony between BlueDuck Founder, Earnest Wong & Vendfun CEO, Benny Wee. 


With this partnership, BD is assisting Vendfun in offering a digital payment platform through BD Pay, hence facilitating Vendfun's monthly collection. Clients of Vendfun may now pay using FPX and credit card. We're thrilled to be able to help companies with our payment technology.



  1. Event with OCR Group Bhd on its YOLO Signature Suites 


The partnership with OCR Group aims to improve the investment experience while also contributing to OCR's rapid innovative development. This partnership would serve as a catalyst for becoming technologically advanced and open to new ideas.


  1. MoU with Koha Digital



The collaboration with Koha is by combining market power to enable the people to simply and clearly plan their legacy for the unavoidable, to protect family togetherness, and to generate benevolence toward social objectives.


  1. BlueDuck joint organisation Reapfield Properties Powered by KW Malaysia


We are able to give a rental option as a result of our collaboration. A method of expediting renting while also protecting the landlord's interests by limiting landlord hazards. We provide a credit due diligence procedure for tenants as well as a methodical approach to rental collection.



  1. BlueDuck joint organisation with Atlantis City group + Rumah-i



  1. Top 5 winners of the Selangor Accelerator Program (SAP) 2022. 

It was a great honour to be awarded one of the top five winners. 🤩

  1. Top 3 of BNM x 1337 Ventures Alpha Startups™️ MyFintech Week 2022




  1. Selangor Information Technology and Digital Economy Corporation together exploring and learning from the leading startup hub in Vietnam.



2022 was a huge year for BlueDuck- not only for our team, but for the army of companies that collaborate with us. Thank you for making our favourite moments from this year possible, and for being a part of this amazing community. We are excited to look forward to 2023!


Cheers!

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Wrapping up the year with BlueDuck!

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A successful year has drawn to a close. It may have seemed like we were never going to finish, but I think that feeling came from the excitement and passion we devoted towards making this last year one of our best years yet. Despite some bumps along the way (yeap!), we're still here. This year, we have launched BlueDuck Smart Commercial and BlueDuck Mobile. 🥳️

BlueDuck Smart Commercial

BlueDuck and Allianz General inks MoU in offering rental loss up to 2 months to the commercial landlords. According to the National Property Information Centre, there are 1,060 mall complexes. Some landlords are offering rent abatement – rent-free period up to 6 months with the intention of getting their space occupied. 

To know more, read here: Allianz X BlueDuck Goes Commercial

BlueDuck Mobile

With the rise of users, we would love to give a better user experience to our users. Our BlueDuck mobile was launched at the end of November 2022, believed to provide a more interactive user experience. Landlords and agents may already start registering properties in the app. Most importantly, IT IS FREE. You can download it here for IOS and Android.

On Process flow

In qualifying rental deposit insurance issuance, we'll require documentation in support of the validity of the tenancy, which BlueDuck have been working closely with property agents as traditionally property agents will be the mediator of the rental process. The BlueDuck Portal streamlines the process from six steps to three: purchase, register, and manage in the BlueDuck Portal, and go from two submission channels to one by logging into the BD Portal.

Click here to watch the YouTube video.

Going Forward

In 2022, we were recognized by FWD, the Top 2 winning insurtech startups, MyFintechWeek 2022 by 1337 ventures x BNM and SIDEC Selangor Accelerator Program. We believe we’re on the right path.


You can read more about us on Malaysiakini, Digital News Asia, Vulcan post and  Technode global and find more information about us on Facebook. So, what’s next for us? Will it be a digital insurer, a tenant guarantor, or will Rental Deposit Insurance powered by BlueDuck, be launched in our neighbouring countries, duplicating happiness out of Malaysia? 😉

This cannot be accomplished without user feedback and the hard work of our IT team, which is always developing, testing, and improving the system. These are just some of the highlights of what has been a busy year for BlueDuck. There’s been much to celebrate.There will be bumpy roads ahead, we’ll still be making mistakes, we’ll still be learning lessons, and what’s more important, we’re still in the game, playing. 

Cheers!

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BlueDuck forging partnership with KOHA Digital

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We are pleased to announce that we are forging a partnership with Koha Digital. BlueDuck and Koha now team the market strength to encourage the public to easily and clearly arrange their legacy for the inevitable occurrence, to preserve family unity, and to stimulate goodwill to societal causes.

BlueDuck Founder & CEO Mr. Earnest Wong  sign agreement with CoFounder and CEO of Koha Digital, Mr. Peter Cheong

Our vision collaboration's aim is to provide better educational planning in digital legacy planning and bring the modernised method of renting. Koha Digital is the next generation fintech platform for legacy planning, whereas BlueDuck Fintech focuses on unlocking cash flow by speeding up the renting process by employing rental deposit insurance as an alternative tool. With the collaboration of two companies, we are digitising the financial planning process with ease and trust. Anyone can now rent out with ease and have protection against any malicious acts done by the tenants which is a complete support from property assets. People can now use any unutilized property assets with BlueDuck Rental Deposit Insurance to generate rental income through swift rent out.


About Koha: Koha is a next-generation financial technology platform for legacy planning. Their holistic approach builds trust and engages individuals throughout their lives by delivering integrated education sharing, unique personal financial health and legacy planning, charity transfer of money after death, and personalised video or letter greetings to their loved ones. Their primary goals are to inspire everyone to easily and clearly prepare their legacy for the inevitable occurrence, to maintain family peace, and to encourage generous giving to social organisations. For more information, check out their websites https://koha.digital/ 


About BlueDuck: Say goodbye to your rental deposits! BlueDuck has co-created rental deposit insurance with the largest insurance company. We help landlords to easily unlock their cash flow faster by providing alternative rent out solutions by using our Rental Deposit insurance and getting on-time collection through the digitalize payment method. We also co-creating insurance packages so it protects the most valuable asset of a person. With the tenant profile and payment method in place, landlords can now speed up the leasing process and get out of the rut of seeking for "the one" renter.


The collaboration of BlueDuck and Koha is in line with the rapid growth of Malaysia's financial technology industry. Koha Digital and BlueDuck are ready to modernise and digitise in helping people in planning in property and legacy.


Stay tuned for further BlueDuck Facebook and website updates!


Read our news here!


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SIDEC - SAP 2022

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Back in June 2022, an opening ceremony for Selangor Digital Creative Centre (SDCC), a lists of startup companies are announced to be nurtured under Selangor Information Technology and Digital Economy Corporation (SIDEC) with the 2022 theme “Net Zero, Sustainable & Circular Economy” and BlueDuck were shortlisted as the top 30 finalists among 300 applicants. 

Fast forward to September, BlueDuck is on the stage being awarded as the Top 5 winners of the Selangor Accelerator Program (SAP) 2022. 

Pitching demonstration done by BlueDuck Founder & CEO Earnest Wong.

5th Cohort of the Selangor Accelerator Program was focusing on five verticals: Agritech, Greentech, Smart City, Fintech and Healthtech and of course, BlueDuck belong in the fintech category.

In the pitching, BlueDuck have demonstrated the pain points in the rental market for both tenants and landlords.

  1. High rental deposits
  2. Manual Payments (or Collection)
  3. Staying Organised

We've designed our software and addressed these pain points through

  • Rental Deposit Insurance
  • Digital Payment Solution and 
  • Tenancy Software

Allowing technology to offer us countless possibilities in today's ever-changing and modernizing world. Not eliminating the old, but embracing and expanding with digitally possible solutions. W

Cassandra, Chief Revenue for BlueDuck in sharing BlueDuck solutions to Selangor State Executive Councillor for Industry and Trade, Dato’ Teng Chang Khim and fellow judges.

It was an incredible honour to receive the award as the Top 5 winners for us in BlueDuck, and others Entomal Biotech, Swipey.Co, Diet Ideasand Capsphere

The recognition was a affirmation of our business's show of clear path for continued success and positive potential impact toward “Net Zero, Sustainable & Circular Economy”, the theme for this year’s SAP.

So yes!



Stay tune for more of our updates in BlueDuck Facebook and website.

Read our news here:

Till then!

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