Smart Home

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A smart home means your home has a smart home system that connects with your appliances to automate specific tasks and is typically remotely controlled. You can use a smart home system to set a program and monitor your home security system and cameras, or control appliances like your refrigerator or air conditioning and water heater.

What are the benefits of a smart home?

In Malaysia, Smart home ideas are still new but one day this will be a trend in near future. People are talking about energy saving, zero pollution entry, and also a green campaign by the government. How smart homes work, or specific task automation for benefits are:

  • Smart homes allow you to have greater control of your energy use, all while automating things like adjusting temperature, turning on and off lights, opening and closing window treatments, and adjusting irrigation based on the weather. 
  • Smart homes provide insights into energy use that can help you become more energy efficient and mindful of ecological factors.
  • Smart homes can pinpoint areas where you’re using more energy than you need to, allowing you to cut back on those areas and save money.

How do you make your home a smart home?
The short answer is either “all at once” or “one step at a time.” Still, there are a few things everyone will have to do in order to get ready for their new-and-improved home appliances and smart devices.

Upgrade your WiFi
Since all smart home devices use the Internet to communicate, you’ll want to make sure you have WiFi strong enough to handle information sharing. For larger homes, you may want to even consider getting multiple routers. 

Do your research
There are so many smart systems and smart home devices available that it’s a smart idea to familiarize yourself with a few different options before settling on one. 

Identify your needs
Figure out exactly what you’re looking for from a smart home, and then pick the areas you want to start addressing right now. From there, it’s a cinch to pull from your research the smart home system and smart devices and appliances that will meet your needs. There’s nothing worse than buying a fancy new gadget only to have it gathering dust in a corner a few weeks later because it’s not really something you need right now--especially a costly one!

What is a smart device?

A smart device is any electronic device that can be connected to your smart home system, that can interact with other devices, and that can make some decisions on its own. Televisions, stoves, alarm systems, doorbells, garage doors, and stereos are examples of smart devices. Smart devices can be bought separately and over time, making it easy to slowly transform your house into a smart home.There are several brands that you may check it out via online shopping platforms like Philips, Google nest Hub Max for your controlling center and so much more.

All in all

The new world of smart home technology is an exciting one, and the possibilities and combinations are becoming endless. As the smart home industry continues to grow, so will the offerings available and their impact on your daily life. All you need to do is start planning your financial needs.

Organize your shopping budget with TenancyCash

Do you know with TenancyCash, you can get advance payment from your rented property? All you need is an active tenancy contract. Do visit us at to find out more and to start your application process or visit our website to find out more about the other exciting products we offer such as BlueDuck Zero Deposit.

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Year end treat! What to get in this holiday season?

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Hello hello, fancy flying and record your moment? Traveling with a good pair of headphones? Or are you looking to spend on trendy gadgets for your upcoming holiday? It’s time to feel excitement and manage your spending plan to have an awesome gadget for you and your family.

Let's check out the top 5 awesome gadgets that can create a wonderful experience to the next level!

1. Dji Mini Drone 3 Pro

Every year, DJI’s Mini series gets smaller and yet more powerful, cramming high-end specs into a lightweight drone that you can chuck in your bag.But with all those improvements, comes an eye-watering price, and an increasing fear for your financial status if you crash it.

It offers advanced obstacle avoidance features, a rotating lens so you can film portraits or landscapes, 4K video, smart flying features like automatic tracking, and the ability to follow a subject. Despite the price of around RM5,000, this feels like the perfect drone for beginners, those who like to travel, or really anyone in the market for a lightweight, high-tech drone. 

Imagine you are going for a holiday at the beach, you play around with this and do a magnificent video shot from the aerial view and making instagrammable shots to be posted on your social media channels, isn't it wonderful? bragging right to the max yo!

2. Marshall Acton iii Speaker

While it is best known for its towering amps on stage, Marshall has also been building an array of Bluetooth speakers over the years. Now it has launched its third edition of the Acton, Stanmore, and Woburn speakers.

The Acton is the cheapest of the three new speakers from Marshall. Like the Stanmore and Woburn, the Acton is made using a sustainable design of 70% recycled plastic and vegan materials. Well, we believe that you’ll be guaranteed a mini concert when you have this at home! The crispy sound and enigmatic vibe will bring in 101% satisfaction!

Through the use of Placement Compensation technology, this speaker optimizes the equalization (EQ) based on its surroundings. This means it will adapt and correct for nearby reflective surfaces which could affect the sound quality. With RM3,000 on the label, this is a definite choice for audiophiles out there.

3. Gocycle G4 Electric Bike

There are now plenty of electric bikes on the market, for those of you that live in a city, constantly hopping on trains, buses, and up and down stairs, throwing in the ability to fold the bike down could be a necessity. This is the perfect companion for you. That's the key feature of the new Gocycle G4, offering a premium electric bike that can easily be folded down. For a daily commute to a leisure ride over the weekend, this is the machine that you must have!

Inside you'll find a powerful motor and there's even an app that you can connect up which allows you to start the bike remotely, see how fast you're going, how much battery you have left, and more. With traction control features, this bike works great on roads, grass, and other more unique terrains. There are even different modes, putting out more power where necessary. For those who have an extra budget of RM6,000, list this as your favorite list to have in 2022.

4.Insta360 One R

For you who live in adventurous lifestyle, a big bike ride every weekend, this camera is a must-have whenever you go. Action cameras need to be versatile, able to catch every terrifying cliff jump, risky dirt bike trail or gnarly wave while surfing and that’s where the new Insta360 One RS comes in. As far as action cameras go, this is one of the more unique options. It uses a modular design, offering a detachable 360-degree lens, wide angle lens, and a 4K action camera that you can easily switch between. You will have a great moment to capture and you won't miss any chance!

You can also detach the battery, allowing you to carry back-ups that you can snap in place quickly between stunts. A good gadget for those who love visual capturing moments. RM2,000 is the gadget that’s “Memang Berbaloi”!

5. Sony WH-1000XM5

For those that appreciate the quality of music, we recommend you this toy. Sony headphones, a sleek design with minimalist touch offer premium quality sound that you can't imagine. With its noise-canceling features, it is totally mind-blowing for those that are looking for good quality headphones.

Scoring 5-star reviews all around, the Sony WH-1000XM5 are very much designed for those who would rather not splurge on a pair of other branded headphones in the market. They offer market-leading audio across the lows, mids, and highs, excellent noise cancellation, and you get an array of smart ambient features. Minimalist design and lighter too that gonna cost RM2,000 for good quality audio. 

Organize your shopping budget with TenancyCash

Do you know with TenancyCash, you can get advance payment from your rental property? All you need is an active tenancy contract. Do visit us at to find out more and check out your eligibility as a landlord!  Or visit our website to find out more about the other exciting products we offer such as BlueDuck Rental Deposit Insurance.

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I've a tenant runaway. What to do?

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Zero Deposit offers good solutions for tenants and also landlords. For tenants, they can skip a 2-month rental deposit and move in immediately. While the landlord no need to worry because BD got you covered. Sometimes bad things happen like the tenant didn't pay their rent on time. This will bring troublesome to the landlord. 

Today, in this blog we’ll be sharing more on the claim processes in the event that the tenant runs away.

How will the claim process be for BlueDuck Zero Deposit landlord? 

1. Suspect that your tenant runs away?

The first thing you need to do is try to reach your tenant via face-to-face, phone call, any sort of communication, if you still failed to contact your tenant and assume them MIA, the next step is to make a Police report. Information and details that need to be in the report are such as:

  1. Name of the tenant

  2. Mykad number

  3. Contact number

  4. Address of your property 

  5. Date 

With the police report, you can legally go to your property together with or without a police officer to attempt to regain entry into your unit to assess if there are any personal items or artifacts left behind by the now ex-tenant or whether or not there are any damages to your property. If not you will be considered trespassing.

2. How long does it take to process the claim?

You were to make a police report upon discovery that the tenant had run away in 24 hours. With all the documents ready on hand, you can email them to us at The entire claims process usually takes about 15 to 21 working days

Once the claims are approved by the insurance provider, the insurer will issue an official settlement letter stating the amount of claims and the compensation money will be transferred via IBG (Interbank Giro) into the bank account provided by the landlord. 

The entire communication will be communicated via email. So, do remember to check your email and email us for a status update!

Claim-related email:

Operational related:

Do take note that, as part of the terms and conditions of this service, once you have made a claim against your tenant, the amount which is paid out to you as the landlord will be recorded as the amount that the tenant owes to BlueDuck and the insurance provider. As a result of that, this tenant’s name will be blacklisted by BlueDuck’s system as well as by CTOS. 

In the future, if the tenant wishes to clear their name in CTOS, they are required to contact BlueDuck and return the claimed amount back to BlueDuck in order to remove their name from CTOS

3. What if the tenant tells you he/she wishes to terminate early?

In the event that the tenant chose to terminate the contract due to personal reasons, the tenant should negotiate with the landlord on the penalty of early termination of the contract. After all, it is a mutual agreement between tenant and landlord to step into a tenancy.  In some circumstances that we encountered, the landlord agreed to terminate the contract with a one-month ‘penalty’ from the tenant to move on from the tenancy considering that the tenant has been a good paymaster, and taking care of the house responsibly. 

A tenancy agreement is a legally binding document that governs your relationship with your tenant regarding the tenancy.

So, it is highly case-to-case basis and depending on the communication between tenants and landlords. However, in the event that the landlord and tenant have agreed on accepting a mutually agreed settlement amount, this Zero Deposit package shall be canceled. 

Keynote of the day

Understanding the claim process and the documents needed will help landlords better prepare for this unfortunate event. With all documents in place, it will help in speeding up the claim process without having to go through back and forth on document collections. 

We hope this brings a clearer picture for our BlueDuck Landlords!

Well, for the tenant, take good care of the property as you’re accountable despite entering into a tenancy without paying deposit. Your tenancy clauses still apply! 

We are constantly improving our user experience. The process flow may be enhanced. We’ll notify you if there’s an enhancement of the process flow. For more, check out or WhatsApp us at

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The top 5 getaway you wish you know earlier!

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It's time to prepare for a getaway with your friends and family! We've compiled the top 5 places to go for your next trip ;)

1.Penang is the top destination for food, drink, and sensory pleasures

Penang’s foodie status is uncontested. Travelers flock from across Malaysia (and beyond) to ply Gurney Drive’s seafood restaurants, yummy Penang laksa at Lorong Baru Hawker Stalls, and barbecued seafood at the Chew Jetties. But even beyond the sizzle of char kway teow Penang can tickle your senses.

Listen to the chatter of macaques at Penang National Park, the country’s smallest. hangout at the architectural splendor of Khoo Kongsi clubhouse and the intricately carved Pinang Peranakan Mansion. Alternatively, get bang up to date with contemporary art at Hin Bus Station. Tip for timing your visit: Penang is one of the best places to visit in Malaysia in December when the west coast enjoys good weather while winds batter the east. 

2.Pulau Perhentian is the best islands for sunshine and snorkeling

Mentioning the Perhentians to Malaysian people elicits a longing smile. The Perhentian Islands are synonymous with brilliant beaches and marine life, plus there’s a party scene to keep beach bums dancing until the wee hours. The trick is to find your perfect beach.

Searching for spectacular sunsets? Head to Coral Bay. Green turtles? The turtle project on Main Beach. Late-night beach parties? Long Beach. 
There are numerous beaches where you can go sea kayaking, and snorkel among parrotfish and giant clams, while hardened divers can go deeper to visit wrecks and commune with clownfish, reef sharks, and stingrays. Time your visit for the dry season between March and October (but avoid July, when crowds reach their peak).  

3.Melaka, Bandaraya Bersejarah

Nowhere in Malaysia is the tumult of past colonial rule felt more strongly than in port cities, and Melaka is emblematic of this cultural collision.
Melaka is perched on Peninsular Malaysia’s west coast, and successive colonists (Portuguese, Dutch, British) vied for control over this trading port and maritime waystation. 

Today, Melaka is one of the best cities to visit in Malaysia, thanks to its variety food cultures, hotch-potch of architecture, and alluring night markets.

Glimpse Portuguese history by clambering aboard the replica Flor de la Mar ship and sampling baked fish at Medan Portugis. Time-travel forward to Dutch rule by touring the Stadthuys (now a history museum) and salmon-pink Christ Church. Other cornerstones of history are ‘China Hill’ cemetery and Peranakan (Straits Chinese) mansions, notably the Baba-Nyonya Heritage Museum. 

Melaka’s multi cultures have helped fuel a roaring tourist trade. Colorful trishaws offer joyrides and history tours, while Jonker Walk Night Market is the evening’s entertainment, from open-air karaoke to nibbling on Nyonya zongzi (glutinous rice dumplings).

4.Cameron Highland- Take refreshing upland hike

Malaysia’s most famous hill stations snooze among the vivid green tea plantations of the Cameron Highlands. Temperatures seldom stray higher than 30°C (86°F), attracting locals and tourists alike to cool off in these 1300m to 1829m (4265ft to 6000ft) heights. Many folks pick strawberries at Raaju’s Hill or make a beeline for the honey farm.

Take a guided hike with Eco Cameron to marvel at orchids and hunt for the whopping rafflesia flower. You can also go alone; numbered hiking trails extend right from the main towns of Brinchang and Tanah Rata.You'll reward your outdoor exertions by sipping a cup of tea (or three) at a plantation. Boh Sungei Palas has some of the best views, with Boh Tea Garden a close second. 

5. Kuala Lumpur is the best place to go for a tour 

If you have grand ambitions but limited time, head to Kuala Lumpur. Parts of KL feel like a quintessential capital city, with shopping malls (like Pavilion KL and Suria KLCC), a competitive cocktail scene, and a sci-fi skyline – the Petronas Towers rise up like twin rockets, while Menara KL glows like a futuristic lighthouse (head to the 300m-high sky deck for an expansive view). But KL offers more than fast-paced urban commotion. 

KL’s city comes accompanied by nature and history, courtesy of time-worn temples, Kopitiam, and rainforests almost side by side with high-rise buildings. Places of worship like scarlet, multi-storey Thean Hou Temple, and ornate Masjid Jamek Sultan Abdul Samad force contemplation and wonder.

If you’re looking for places to visit in Malaysia in three days, KL has day-trip potential, too. Listen to birdsong at KL Forest Eco Park, picnic by a waterfall at the Forest Research Institute, and less than an hour’s drive away is Mah Meri Cultural Village, where you can immerse yourself in Orang Asli (indigenous) art and history. 

Organize your financial budget with TenancyCash

Do you know with Tenancy Cash, you can get advance payment from your rental property? all you need is an active tenancy contract. Do visit us at to find out more and to start your application process or visit our website to find out more about the other exciting products we offer such as BlueDuck Zero Deposit.

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Malicious Damages - What's cover?

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Our Zero Deposit offers one of a kind solution for not only tenants but landlords as well. Tenants are able to move in immediately without paying the traditional 2 months deposit whilst landlords need not to add on worry and stress on this as we, BD got you covered from head to toes.In this blog, we will give you a quick insight on "Malicious Damage" in our zero deposit insurance!

So.. Zero Deposit covers Malicious Damage. What's that?
Malicious Damage is a form of vandalism and is done when a person knowingly and intentionally damages property on purpose. It is not accidental nor unexpected, but destructive, reckless and usually vindictive in nature. 

Malicious damage -What needs to be ready? 

1. Photo and/or video of the damaged item
2. Police report upon 24 hours of discovery
3. Quotation of the item
Malicious damage is often able to identified through external forces which act upon on the items and often beyond repair. The coverage for malicious damage is based on the package you selected. For example,  The total coverage for the basic plan for Zero Deposit is at RM5,000 inclusive of up to 2 months of rentals, and RM1000 of outstanding utility bills. The remaining shall be claimable for malicious damage if there is. 

Questions? Drop us a message!

Photos and videos will be a good show of the item being damaged intentionally with force. With all the documents ready on hand, you can email them to us at and we’ll be notifying the insurer in a jiffy ;) 

What about Wear and Tear?

Wear and tear refers to gradual damage that you would expect to see in a property over time. For example, worn carpets, faded curtains and minor scuffs and scrapes on the walls are all things that are extremely difficult if not impossible to avoid over a period of months and years.
We hope this article helps the landlord clarify some of the questions in your mind about the differences between malicious damages and wear and tear! The claiming process is simple and the BlueDuck team is here to assist.  Well, for the tenants, remember to take good care of the property you’re renting ;) 

For more, visit

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“As an Agent – I want to secure the deal and get my commission”

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Property agents play a key role in the building of loyalty and trust between tenants and landlords. Trust and loyalty are the main reasons why a customer would choose to recommend your service to a friend or family member or write a great review of your attitude or service online.

According to a Harvard Business Review, Eighty-four percent of the top performers tested scored very high in achievement orientation.

They are fixated on achieving goals and continuously measure their performance in comparison to their goals. High-performance property agents are also open where they are open to accept and adapt new ideas and execute. Not only that, but high performing sales persons are also highly curious.

So, for what we’re gonna share next, if you’re reading this, it’s for you! Yes, you! 

Property Industry Has Evolved

The industries have evolved from the traditional way of the rental process to now, mostly hybrid, with a combination of manual processes, with a little digitization. Well, the best part is, you are still here and are a part of the change. Kudos to you! 

A significant change we’ve seen nowadays is the change in renters’ behavior. More renters are choosing to save upfront deposits. The change in renters’ behavior could be due to the overall change in the spending options in e-commerce, or the uncertainty of the economy. 

The rise of Rental Deposit Insurance is able to fill up the gap between renters’ demands with landlords’ wishes. Rental Deposit Insurance, is the insurance that is able to replace the 2 months rental deposit and protect the landlord’s tenancy-related risks.

For agents, it is to speed up and secure the rental deal whenever possible.

Here are. 4 solid points for you to move with the property industry, especially in the secondary market by having a rental deposit solution as a companion. 

1. More selection of tenants

With the increase of OPR recently, people are looking at how they can save up their cash flow for other things. Hence, this will open new opportunities in the rental industry. 9,421 new development in 2021 were launched. This year 10,552 new launches, as a renter's perspective, they have more properties to choose from. From the landlord's perspective, there's nothing better than renting out as soon as possible.  As a professional agent, you can lock n close the deal faster way with a zero deposit offer. Why we said that is because people will opt to rent a place instead of buying a property. There are almost plenty of choices or property listing for rent to choose from the property listing. It is definitely a good catch to kickstart!  That is the reason offering rental deposit insurance is a way to attract and speed up the rental process.

2. Building Winning Reputation 

High-performing agents always go the extra mile to provide value-added services to their clients. as the front liner of the property market, you are the information hub for your client. Imagine you share this piece of advancement with your client about a free tool for them to manage their properties and their tenancy-related risks are covered by insurance. This will give a strong impression to your clients. There, a wonderful and trustworthy customer experience is made. Who knows your referral lead will then be growing with your effort. 

3. Strong Lead Conversion

The inherent challenge of prospecting is not knowing how a lead will respond to an often overtly forward inquiry about their interest in a sale. This relatively direct process can sometimes be uncomfortable for salespeople and prospects, but these interactions are simply a reality of the sales cycle. With tenants and landlords that have been onboarded with Rental Deposit Insurance, their tenancy dues, and documents are all in a portal. You can easily track and monitor your client's tenancy details on the system dashboard. With this system also you can revisit your prospect and also minimize the challenge. This is what we call working smart. Wink ;)

4. Competing with competitors 

The market has turned into a battlefield where businesses are doing all it takes to surpass their competitors. From lowering prices to offering freebies, competitors are trying various strategies to attract tenants. Most of the property agents get to hear statements like “The [X competitor] is offering lower rent, with more facilities, more beautiful designs. How can you outshine the rest? With deposit rental solutions, you can. Why? because with rental deposit insurance, tenants only need to upfront a small amount of money compared to a traditional 2+1 rental deposit, this will definitely a solid bullet compare to your competitor.

A deposit rental solution is a solution that can speed up your deal. Tenants get to rent without high upfront, and the landlord's cash flow is now unlocked with their properties rented out.

Final Say

I love the statement - “If you want to grow you have to do something different from the majority of people”. Since industries have evolved you are also able to evolve and move with the times. Keep up with the new technology solutions that are able to support your business. Join us in this movement. Removing the high rental deposits, reducing vacant units, and let’s unlock cash flow. Click the link for new sign-up as our BlueDuck Ambassador and start your journey with us!

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