Do you own, or do you rent a property?

Oftentimes a tenant is hard to identify. 

The barrier of a tenant/landlord relationship is like strangers on tinder that met for the first time. So many questions, but yet so personal. Just like on Tinder, both parties have to make an effort to get to know each other, ask the right questions, establish clear expectations, and build a sense of trust. It's important for both the tenant and the landlord to be upfront about their needs, concerns and expectations to ensure that their relationship runs smoothly.

A tenant profile is THE WAY to break the barriers.

Your tinder is Agent, and your date is the Landlord.

People rent for many reasons, such as studying, job relocation, financial planning, etc. A tenant profile is a tenant’s passport. A quick glance at a profile generated by a simple process verifies your identity. Send to potential landlords to reduce the back and forth between your agents. 

BlueDuck Tenant Profile serves as a unified profiling that is recognised by Malaysia’s landlord. All you need to do is to fill up the details.

You can watch the video here: How to purchase Tenant Profile in BlueDuck website?

Here’s the gateway to freedom:

1. Go to www.blueduck.my/tenantprofilesignup

2. Update your personal details like IC copies, employment details and 

3. Decide your emergency contact - will it be your spouse? Parents? Siblings?

4. Decide on a package - You can choose only Tenant Profile, or Tenant Profile with Zero Deposit package. (You may leave this out if you have yet to find your desired house.)

5. Finally make payment via your online banking

          

A tenant profile is a passport to enter your desired home. With that you get to retrieve your CTOS report. CTOS’ core function is to collect and process credit information about individuals’ and businesses’ borrowings and repayments and provide this information to credit grantors. It typically includes information about the tenant's employment, income, and credit history.

A healthy credit score shows how responsible and diligent you are about paying your bills, which significantly reflects your reputation as a borrower (tenant). A bad credit score would indicate a poor payment record, and few banks and lenders would take the risk of doing business with you if your credit score is on the low side

Well, do you have a healthy score? When was the last time you checked your credibility?

If you buy the individual application to CTOS, the price is RM26.50. But with BlueDuck Tenant Profile, it is only at the cost of a boba, which is only RM15?! You may not purchase the insurance package before finding your desired house, no problem!

You have the option to purchase a tenant profile through the BlueDuck system with inclusive your CTOS report!Time is precious.

Apply one time, and this shall be valid for your next 11 months tenancy! 😉

For more reach out to hello@blueduck.my or drop us a WhatsApp at bit.ly/heyBD.

Cheers!

Happy New Year guys! 2022 was a year of some really amazing moments and also some really challenging moments. Despite the challenges, we are still here! We would like to take this moment to thank everyone for your support over the last year and look forward to your continued support!

Throughout the year, we have achieved a few milestones, which are MoU with Vendfun, MoU with Koha Digital, had a successful event with OCR Group launching their YOLO signature suite, joint organisation Reapfield Properties, joint organisation with Atlantis City group + Rumah-i, winners of the Selangor Accelerator Program (SAP), top 3 of BNM x 1337 Ventures Alpha Startups™️ MyFintech Week, and also had the opportunity to explore and learned from the leading startup hub in Vietnam.

1. BlueDuck MoU with Vendfun

 

MoU Signing ceremony between BlueDuck Founder, Earnest Wong & Vendfun CEO, Benny Wee. 

With this partnership, BD is assisting Vendfun in offering a digital payment platform through BD Pay, hence facilitating Vendfun's monthly collection. Clients of Vendfun may now pay using FPX and credit card. We're thrilled to be able to help companies with our payment technology.

2. Event with OCR Group Bhd on its YOLO Signature Suites

 

The partnership with OCR Group aims to improve the investment experience while also contributing to OCR's rapid innovative development. This partnership would serve as a catalyst for becoming technologically advanced and open to new ideas.

3. MoU with Koha Digital

The collaboration with Koha is by combining market power to enable the people to simply and clearly plan their legacy for the unavoidable, to protect family togetherness, and to generate benevolence toward social objectives.

4. BlueDuck joint organisation Reapfield Properties Powered by KW Malaysia

We are able to give a rental option as a result of our collaboration. A method of expediting renting while also protecting the landlord's interests by limiting landlord hazards. We provide a credit due diligence procedure for tenants as well as a methodical approach to rental collection.

5. BlueDuck joint organisation with Atlantis City group + Rumah-i

6. Top 5 winners of the Selangor Accelerator Program (SAP) 2022.

 

It was a great honour to be awarded one of the top five winners. 🤩

7. Top 3 of BNM x 1337 Ventures Alpha Startups™️ MyFintech Week 2022

8. Selangor Information Technology and Digital Economy Corporation together exploring and learning from the leading startup hub in Vietnam.

2022 was a huge year for BlueDuck- not only for our team, but for the army of companies that collaborate with us. Thank you for making our favourite moments from this year possible, and for being a part of this amazing community. We are excited to look forward to 2023!

Cheers!

A successful year has drawn to a close. It may have seemed like we were never going to finish, but I think that feeling came from the excitement and passion we devoted towards making this last year one of our best years yet. Despite some bumps along the way (yeap!), we're still here. This year, we have launched BlueDuck Smart Commercial and BlueDuck Mobile. 🥳️

BlueDuck Smart Commercial

BlueDuck and Allianz General inks MoU in offering rental loss up to 2 months to the commercial landlords. According to the National Property Information Centre, there are 1,060 mall complexes. Some landlords are offering rent abatement – rent-free period up to 6 months with the intention of getting their space occupied. 

To know more, read here: Allianz X BlueDuck Goes Commercial

BlueDuck Mobile

With the rise of users, we would love to give a better user experience to our users. Our BlueDuck mobile was launched at the end of November 2022, believed to provide a more interactive user experience. Landlords and agents may already start registering properties in the app. Most importantly, IT IS FREE. You can download it here for IOS and Android.

On Process flow

In qualifying rental deposit insurance issuance, we'll require documentation in support of the validity of the tenancy, which BlueDuck have been working closely with property agents as traditionally property agents will be the mediator of the rental process. The BlueDuck Portal streamlines the process from six steps to three: purchase, register, and manage in the BlueDuck Portal, and go from two submission channels to one by logging into the BD Portal.

Click here to watch the YouTube video.

Going Forward

In 2022, we were recognized by FWD, the Top 2 winning insurtech startups, MyFintechWeek 2022 by 1337 ventures x BNM and SIDEC Selangor Accelerator Program. We believe we’re on the right path.

You can read more about us on Malaysiakini, Digital News Asia, Vulcan post and  Technode global and find more information about us on Facebook. So, what’s next for us? Will it be a digital insurer, a tenant guarantor, or will Rental Deposit Insurance powered by BlueDuck, be launched in our neighbouring countries, duplicating happiness out of Malaysia? 😉

This cannot be accomplished without user feedback and the hard work of our IT team, which is always developing, testing, and improving the system. These are just some of the highlights of what has been a busy year for BlueDuck. There’s been much to celebrate.There will be bumpy roads ahead, we’ll still be making mistakes, we’ll still be learning lessons, and what’s more important, we’re still in the game, playing. 

Cheers!

We are pleased to announce that we are forging a partnership with Koha Digital. BlueDuck and Koha now team the market strength to encourage the public to easily and clearly arrange their legacy for the inevitable occurrence, to preserve family unity, and to stimulate goodwill to societal causes.

BlueDuck Founder & CEO Mr. Earnest Wong  sign agreement with CoFounder and CEO of Koha Digital, Mr. Peter Cheong

Our vision collaboration's aim is to provide better educational planning in digital legacy planning and bring the modernised method of renting. Koha Digital is the next generation fintech platform for legacy planning, whereas BlueDuck Fintech focuses on unlocking cash flow by speeding up the renting process by employing rental deposit insurance as an alternative tool. With the collaboration of two companies, we are digitising the financial planning process with ease and trust. Anyone can now rent out with ease and have protection against any malicious acts done by the tenants which is a complete support from property assets. People can now use any unutilized property assets with BlueDuck Rental Deposit Insurance to generate rental income through swift rent out.

About Koha: Koha is a next-generation financial technology platform for legacy planning. Their holistic approach builds trust and engages individuals throughout their lives by delivering integrated education sharing, unique personal financial health and legacy planning, charity transfer of money after death, and personalised video or letter greetings to their loved ones. Their primary goals are to inspire everyone to easily and clearly prepare their legacy for the inevitable occurrence, to maintain family peace, and to encourage generous giving to social organisations. For more information, check out their websites https://koha.digital/ 

About BlueDuck: Say goodbye to your rental deposits! BlueDuck has co-created rental deposit insurance with the largest insurance company. We help landlords to easily unlock their cash flow faster by providing alternative rent out solutions by using our Rental Deposit insurance and getting on-time collection through the digitalize payment method. We also co-creating insurance packages so it protects the most valuable asset of a person. With the tenant profile and payment method in place, landlords can now speed up the leasing process and get out of the rut of seeking for "the one" renter.

The collaboration of BlueDuck and Koha is in line with the rapid growth of Malaysia's financial technology industry. Koha Digital and BlueDuck are ready to modernise and digitise in helping people in planning in property and legacy.

Stay tuned for further BlueDuck Facebook and website updates!

Read our news here!

• Smart Home
• BlueDuck
  
• Malicious Damages - What's cover?

Back in June 2022, an opening ceremony for Selangor Digital Creative Centre (SDCC), a lists of startup companies are announced to be nurtured under Selangor Information Technology and Digital Economy Corporation (SIDEC) with the 2022 theme “Net Zero, Sustainable & Circular Economy” and BlueDuck were shortlisted as the top 30 finalists among 300 applicants. 

Fast forward to September, BlueDuck is on the stage being awarded as the Top 5 winners of the Selangor Accelerator Program (SAP) 2022. 

Pitching demonstration done by BlueDuck Founder & CEO Earnest Wong.

5th Cohort of the Selangor Accelerator Program was focusing on five verticals: Agritech, Greentech, Smart City, Fintech and Healthtech and of course, BlueDuck belong in the fintech category.

In the pitching, BlueDuck have demonstrated the pain points in the rental market for both tenants and landlords.

1. High rental deposits
2. Manual Payments (or Collection)
3. Staying Organised

We've designed our software and addressed these pain points through

• Rental Deposit Insurance
• Digital Payment Solution and 
• Tenancy Software

Allowing technology to offer us countless possibilities in today's ever-changing and modernizing world. Not eliminating the old, but embracing and expanding with digitally possible solutions. W

Cassandra, Chief Revenue for BlueDuck in sharing BlueDuck solutions to Selangor State Executive Councillor for Industry and Trade, Dato’ Teng Chang Khim and fellow judges.

It was an incredible honour to receive the award as the Top 5 winners for us in BlueDuck, and others Entomal Biotech, Swipey.Co, Diet Ideas, and Capsphere! 

The recognition was a affirmation of our business's show of clear path for continued success and positive potential impact toward “Net Zero, Sustainable & Circular Economy”, the theme for this year’s SAP.

So yes!

Stay tune for more of our updates in BlueDuck Facebook and website.

Read our news here:

• SIDEC Facebook
• BlueDuck
• Vulcan Post

Till then!

A smart home means your home has a smart home system that connects with your appliances to automate specific tasks and is typically remotely controlled. You can use a smart home system to set a program and monitor your home security system and cameras, or control appliances like your refrigerator or air conditioning and water heater.

What are the benefits of a smart home?

In Malaysia, Smart home ideas are still new but one day this will be a trend in near future. People are talking about energy saving, zero pollution entry, and also a green campaign by the government. How smart homes work, or specific task automation for benefits are:

• Smart homes allow you to have greater control of your energy use, all while automating things like adjusting temperature, turning on and off lights, opening and closing window treatments, and adjusting irrigation based on the weather. 
• Smart homes provide insights into energy use that can help you become more energy efficient and mindful of ecological factors.
• Smart homes can pinpoint areas where you’re using more energy than you need to, allowing you to cut back on those areas and save money.

How do you make your home a smart home?
The short answer is either “all at once” or “one step at a time.” Still, there are a few things everyone will have to do in order to get ready for their new-and-improved home appliances and smart devices.

Upgrade your WiFi
Since all smart home devices use the Internet to communicate, you’ll want to make sure you have WiFi strong enough to handle information sharing. For larger homes, you may want to even consider getting multiple routers. 

Do your research
There are so many smart systems and smart home devices available that it’s a smart idea to familiarize yourself with a few different options before settling on one. 

Identify your needs
Figure out exactly what you’re looking for from a smart home, and then pick the areas you want to start addressing right now. From there, it’s a cinch to pull from your research the smart home system and smart devices and appliances that will meet your needs. There’s nothing worse than buying a fancy new gadget only to have it gathering dust in a corner a few weeks later because it’s not really something you need right now--especially a costly one!

What is a smart device?

A smart device is any electronic device that can be connected to your smart home system, that can interact with other devices, and that can make some decisions on its own. Televisions, stoves, alarm systems, doorbells, garage doors, and stereos are examples of smart devices. Smart devices can be bought separately and over time, making it easy to slowly transform your house into a smart home.There are several brands that you may check it out via online shopping platforms like Philips, Google nest Hub Max for your controlling center and so much more.

All in all

The new world of smart home technology is an exciting one, and the possibilities and combinations are becoming endless. As the smart home industry continues to grow, so will the offerings available and their impact on your daily life. All you need to do is start planning your financial needs.

Organize your shopping budget with TenancyCash

Do you know with TenancyCash, you can get advance payment from your rented property? All you need is an active tenancy contract. Do visit us at https://www.blueduck.my/tenancyCash to find out more and to start your application process or visit our website to find out more about the other exciting products we offer such as BlueDuck Zero Deposit.